This is a surprisingly rare note! According to the census, there are only twelve $20 1875 nationals known for the entire State of Rhode Island. Further review of the census will reveal that there are only two original series $20’s. Otherwise known as the Pocahontas note for John Gadsby Chapman depiction of the Baptism of Pocahontas on the reverse, these notes are scarce especially for the Ocean State. Even though this note exhibits signs of general circulation throughout, it maintains good eye appeal for the grade and is an acceptable representative for a first charter $20 national bank note.